Rewriting insurance
Retailers
Business insurance for retailers
Developed based on feedback from our customers, Aon's Essentia policy offers a range of flexible options so you get the cover you do need - and don't pay for cover you don't need.
Cover features include public and employer liability with a limit up to £5million as standard.
Property damage provides reinstatement cover for buildings, including clean up costs; contents including computer equipment; and stock including stock deterioration due to refrigeration equipment breakdown for example. We also understand that your stock volumes and value increase at certain times of the year – so we'll increase cover during these times.
Business interruption insurance protects your business from loss of income including rent receivable.
Other features include costs to assist in preparing for larger claims and cover for legal costs in the event of health and safety appeals, property disputes and tax investigations for example.
And when it matters most, a dedicated 24 hour service to get your business back on track if you need to claim.
Key policy features
- Public liability up to £5million as standard
- Employer liability cover up to £10million
- Property damage for buildings including glass, signs and clean up costs
- Property damage for contents including cover for computer equipment
- Property damage for stock including seasonal increases
- Claims preparation costs for larger claims
- Legal expenses to manage legal advice costs
Or arrange a time for us to call you
Key benefits
- Exclusive Aon policy - Essentia
- Flexible cover options
- Specialist teams who understand your business
- Expert advice
- Dedicated 24-hour claims service